Motorcycle Insurance in Washington
If you live in Washington, chances are Secord Insurance covers what you ride. Secord Insurance insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes, to dirt bikes and ATVs.
You May Qualify for Discounts
One of the great advantages of having your motorcycle coverage through a major insurance company like the ones we represent, is that you may save money by having more than one policy with us. Our agency will be able to help calculate how much money you can save. You also may be able to save money on your motorcycle insurance premiums if your bike is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.
About Motorcycle Insurance
Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
Custom Parts and Equipment
If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.
Your motorcycle insurance policy can provide you with a roadside assistance benefit of up to $300 per breakdown.
You can pick the motorcycle insurance coverage that fits your needs. Many insurance companies offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Secord Insurance works with multiple insurance companies so we can provide you with multiple motorcycle insurance coverage options at rates you can afford.
This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.
Uninsured/Underinsured Motorist Coverage
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.
So, when you’re ready to save on your motorcycle insurance in Seattle, call a licensed agent at Secord Insurance Agency in Seattle, WA.
Safety Tips for Beginners to Experienced Riders
The key to staying safe riding your motorcycle is to be prepared and understand how to avoid risks. Motorcyclists are at a higher risk being on the road compared to a vehicle. Keep these things in mind to dramatically lower your risk for injury.
Refine Your Skills
If you’re new to riding, look to take a riding course from the Motorcycle Safety Foundation in your area. This class can teach you the basics. Or, if you’re an experienced rider, you can learn more advanced techniques.
Practice Makes Progress
After taking a Motorcycle Safety riding course, be sure to get out there and ride! Racking up miles will help you become a better rider. Set a short term goal of riding 1,000 miles before a specific date.
Wear the Right Clothing & Footwear
Especially if you’re new to riding, you need to wear the proper attire in case you go down. Look to buy leather or textile protective gear (jacket, pants, gloves). It helps when your clothing is breathable when you’re riding in the hot summer days.
Shoes with good traction are essential to staying safe on the road. A non-slip bottom boot or shoe is ideal. They should also be over-the-ankle to give extra protection.
Ride More Defensive Than You Drive a Car
Many drivers don’t see motorcycles or simply make judgement errors because of your size. Be sure to pay more attention to your surroundings when you’re riding. Pay attention to everything including street corners and intersections, but also parking lots, alleys and anywhere where a vehicle is trying to enter into moving traffic. Also, look far ahead when you’re riding. For example, say a car is pulled over or construction is coming up. Sure, you may see it, but does the car next to you? Lastly, avoid the blind spot of all cars. Ride up ahead of them or far enough before in case they need to suddenly switch lanes.
Besides being aware of your surroundings, it’s important to look for pot holes or bumps in the road. While a car can handle these without a problem, being on a motorcycle is a different story. If you can’t avoid them, slow down as much as you can.
Do a Quick Inspection
Before hopping on your bike, be sure to check a few areas. Check the chain, belt, and brakes. Inspect your tires for proper pressure. Also check to make sure your lights and directional signals are working properly.
While we’d love to sit in your sidecar to help you ride safely, we have work to do saving great people like you money on their motorcycle insurance. As an independent agent, we have access to some of the top insurance carriers in the country.
Frequently Asked Questions about Motorcycle Insurance
Do I need to keep my motorcycle insured in the off-season?
Yes, you should keep motorcycle insurance in the off-season. Even when not being used, your vehicle could be damaged or stolen and without insurance, you would have no coverage. If you have a loan on your motorcycle, you will be required to maintain an active insurance policy.
How much does Motorcycle Insurance cost?
The cost of a motorcycle insurance policy is as little as $100 a year for basic coverage. Depending on the coverage you select, your policy will likely be more than that.
What coverages are available for motorcycles?
The types of insurance available for motorcycles includes: Comprehensive coverage, collision coverage, roadside assistance, total loss coverage, custom parts and equipment coverage and injury coverage. Other coverages may vary depending on the company insuring the motorcycle.