Seattle Auto Insurance

Seattle Auto Insurance AgentFinding the right auto insurance in Seattle, WA can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your car insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. There are many auto insurance companies in Seattle to choose from and we’re here to ensure you find the right one for your needs, not just the cheapest auto insurance in Washington State.

An auto insurance policy is a contract between you and an insurance company. You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We can help you determine the best coverage for your car insurance needs in Washington. Our insurance agency in Seattle can help you find the right coverages at the right price. We’re an independent agent, so we can shop multiple insurance carriers at once – not just one like some others.

How much auto insurance is right for you?

Our team of insurance professionals understands the Washington car insurance needs of our customers. We have the ability to quote multiple companies and can compare Seattle car insurance rates for you. In fact, we represent some of the best insurance companies in Seattle like PEMCO, Safeco, The Hartford, Progressive, Metlife, AARP and more!

Auto insurance requirements vary by state. In some states, to drive you must carry:

  • Liability coverage to pay for losses you cause others
  • No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
  • Both liability and no-fault coverage.

We write insurance in Washington State and would be happy to help you ensure you have the right car insurance coverage.

Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others. Having auto insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have car insurance which covers damage to your vehicle. This includes:

  • Collision Insurance in Washington

Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

  • Comprehensive Insurance in Washington (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.

Every person is uniquetalk to us today to find out how to get the best price and value on Seattle car insurance for you. We have a licensed insurance agent in Seattle waiting for your call.