Business Insurance in Seattle, WA
Insurance coverage that protects your company – so you can get back to business.
Secord Insurance Agency knows business in our communities – you can find our office in Seattle and our clients all throughout the state of Washington. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business. This is why when you’re shopping for business insurance in Seattle or anywhere throughout Washington, you should call one of our licensed insurance agents to discuss your business insurance needs. Our licensed agents can help you understand the different coverage options and help you determine what insurance is right for your business.
We’re proud members of the Seattle marketplace, and we’re committed to being an advocate for you and your business in times of need.
Our commitment is to serving you
Secord Insurance Agency knows that in Seattle, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.
Commercial & Business Insurance Options for your business in Seattle
– Insurance coverage that helps protect your business
- General Liability Insurance – Broad insurance coverage for your business and activities.
- Commercial Property Insurance – Protect your business with insurance for your commercial property.
- Business Auto Insurance – Cover your business with insurance for commercial vehicles.
- Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
Types of Business Insurance
Insurance coverage is available for nearly every conceivable risk you might encounter at your business. Like the risk, the cost and amount of coverage of policies can vary among insurers just as much – which is why you called an independent insurance agent! We can shop multiple companies to save you time and money. You should discuss your specific business risks and the types of insurance available with one of our licensed insurance agents. Our agents can advise you on the exact types of insurance you should consider purchasing.
General Liability Insurance
Business owners can and should purchase general liability insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payment due to the injured party as a result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure. Ask an agent at Secord Insurance Agency about these coverages.
Product Liability Insurance
Companies that manufacture, wholesale, distribute, and retail a product may be liable for its safety, which is why it is important to protect your company with a product liability insurance policy. This policy protects against financial loss as a result of a defect product that causes injury or bodily harm. The amount of insurance you should purchase depends on the products you sell or manufacture. A hat store would have far less risk than a large manufacturer of electronics.
Professional Liability Insurance
Business owners providing services should consider having professional liability insurance (also known as errors and omissions insurance). This type of liability coverage protects your business against malpractice, errors, and negligence in provision of services to your customers. Depending on your profession, you may be required by your state government to carry such a policy. For example, physicians are required to purchase malpractice insurance as a condition of practicing in certain states.
Commercial Property Insurance
Property insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. The definition of “property” is broad, and includes lost income, business interruption, buildings, computers, company papers and money.
Property insurance policies come in two basic forms: (1) all-risk policies covering a wide-range of incidents and perils except those noted in the policy; (2) peril-specific policies that cover losses from only those perils listed in the policy. Examples of peril-specific policies include fire, flood, crime and business interruption insurance. All-risk policies generally cover risks faced by the average small business, while peril-specific policies are usually purchased when there is high risk of peril in a certain area. Consult your insurance agent or broker about the type of business property insurance best suited for your small business.
Niche Business Insurance Options
Whether you’re looking to insure your restaurant, salon, grocery store, hardware store, or IT business, Secord Insurance Agency can help.