Tips for working from home in Seattle, WA

How to Effectively Work From Home

Tips for working from home in Seattle, WA2020 has been the year where many more individuals experience working from home instead of driving into work. For some, this may feel luxurious, while other individuals may feel lost and unsure how they can be productive at home. We are looking to help the latter group! Working from home can be effective and relaxing when done correctly. Follow these simple tips to be successful.

Have a Dedicated Work Space

This is crucial. Just like you have a dedicated work space in your office, you want the same thing when working from home. Some individuals may have the luxury of having a separate bedroom or other unused space they can transform. Others may not. If you do not have an extra room, we suggest setting up your space in a clean, organized matter. Use one seat at your kitchen table that can mimic a cubicle. Keep your space organized and make it appear to be your dedicated work space. Or, rearrange your living room to have a small work space.

Create a Routine

Some individuals may find it is best to follow their exact routine as if they were going into the office to work. Set an alarm, shower, eat breakfast, start working by 8 am. You can mimic your exact work schedule or you can create a new routine. Regardless, you should have a routine! If you are looking for a new routine, consider constructing a to-do list at the beginning of each day. Do you have any conference calls? What needs to get completed today and by what time? When you know this information, you can lay out your day in an organized manner. Be sure to include a work break as suggested next. Working from home has perks, but if you’re constantly doing other things because you can, this will hurt your work productivity.

Take a Break

Just like you would take a lunch break while working in the office, take a break when you are at home. We would not recommend tackling your household to-do list during this time, but perhaps taking a break to do a 20 minute walk, sit down and have a meal or anything else that gives you a break from your work duties.

Want to Start Working From Home Full Time?

If you run your own business, consider creating a dedicated work space in your home. Whether it is converting a room into an office or building a detached office outside your home. It should feel like work and is only used for work. Best of all, you may be able to deduct the dedicated space from your taxes. Talk to you accountant about this. If you find you will be working from home permanently and are a small business owner, contact us regarding your insurance policy.

We hope these tips are helpful. If you have any questions regarding your insurance policy, reach out to our agency. We can provide a free quote or complete an insurance review.

I Just Bought a New Car. What Insurance Coverage Do I Need?

man in new car

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance.

While some auto coverage options are essential whatever the age of your car, new vehicles may carry some additional risks you should know about. So before leaving the lot, give us a quick call to discuss the possible coverage options: 

New vehicle replacement. Here’s how this coverage works: If you’re the original owner of a new car that is totaled or stolen within one year of purchase, you’ll be paid the full value of the car you lost or a comparable model. Without this policy, you may have to settle for something less than new. Please note that this coverage is included with certain Safeco auto policies.

Loan and lease coverage. Consider what could happen if you financed your new car and then it was totaled or stolen soon after buying it. Not only would you lose your new ride, you’d still be on the hook for your entire loan balance — which would be more than the car was worth. With loan and lease coverage, you’d get a check to cover the gap between what’s left on your loan and the depreciated value of your car.

Audio-visual and custom equipment coverage. If you’re an avid music fan who enjoys a custom sound system or DVD player, this coverage protects you for the full value of any A/V equipment not installed at the factory or dealership. It also covers such modifications as roll bars, certain custom engine parts, lift kits, special wheels, artwork, decals, and other personal touches.

OEM parts replacement. OEM (original equipment manufacturer) parts are often preferable to other aftermarket parts because they are made specifically for your make and model of vehicle. So if you want your Honda repaired with Honda parts, or your Mercedes to only have official Mercedes parts, this coverage is for you. When you buy this optional coverage, it’s added to your existing Comprehensive and Collision coverage so that all repairs or replacements made to your damaged car will include new OEM parts where available.

You invested in a new car. So be sure your investment extends to the right auto policy as well. To learn more protecting your new vehicle, give us a call today!

Reposted with permission from the original author, Safeco Insurance®.

Top image by Flickr user OakleyOriginals used under Creative Commons Attribution-Sharealike 2.0 license. Image cropped and modified from original.

Spring Cleaning Checklist Seattle, WA

Checklist for Spring Cleaning Your Home and Car in a Weekend

Spring Cleaning Checklist Seattle, WAHaving a clean home or a clean car is a great feeling. While it can be a pain to get started mentally, it’s always worth it once it’s complete. Here is a quick checklist to help you when it comes to spring cleaning your vehicle and your home. Consider committing a few hours to your car and your home over a weekend. With a solid to-do list, you may find it takes less time than you think.

Five Things to Do For Your Car –

  • Check the conditions on your tires. Any visible sidewall damage or bulging?
  • Wipe down all windows on the inside. While you’re at it, wipe down your dash with a vinyl cleaner. Not only will it be nice to wipe away any dust or grime, but it can help protect against the sun’s UV rays.
  • Check for the last maintenance visit. How long has it been since your last oil change?
  • Check your wiper blades. Are they cracked or do they leave streaks?
  • Give your car a wash, possible wax and vacuum the interior! If you have the supplies at home, great! If not, drive down to your local car wash to tidy up the interior and exterior of your vehicle. Doing so will help maintain the value of your vehicle.

Five things to do for your home –

  • Dust

Make a checklist of all the areas in your house where dust can collect. We typically look to dust televisions, window sills, baseboards, blinds, picture frames, night stands, the top of cabinets or ceiling fans or bed frames.

  • Organize

Go through your cupboards and closets. Consider donating any clothing you haven’t worn in over a year. Organize your cupboards like your food pantry, junk drawers or storage closets.

  • Change smoke detector batteries

This chore takes less than 5 minutes to complete. If you have a carbon monoxide detector, check the batteries there too.

  • Disinfect

This may take a little more time. It’s always good to wipe out your refrigerator a few times a year. You can disinfect areas like your shower, tub, toilet or wash your shower curtains. Also, disinfect your TV remote, door knobs, computer mouse or drawer handles.

  • Donate

It feels good to get rid of things! Whether it’s going through your closet to donate clothing or going through your garage, getting rid of things can make your life feel organized.

We hope this short checklist to spring cleaning your home or car is helpful. If have questions about your car insurance or other vehicle insurance, contact us! We can also do a policy review for your home or condo insurance. Take advantage of working with a local independent insurance agency to ensure you have the right insurance coverage for your needs.